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Role of the AIRB

Guiding Alberta’s auto insurance industry.

As an independent agency established by the Minister of Finance, we deliver efficient rate regulation for auto insurance companies and educate Albertans about the marketplace.

For Drivers For Industry

For Drivers

Navigating auto insurance in Alberta.

From purchasing auto insurance to selecting the right coverage, the AIRB provides the information you will need to make informed decisions.

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Purchasing Insurance

Learn about the different types of auto insurance and ways of purchasing coverage.

Shop the Insurance Market

Shop the insurance market, compare rates, calculate your grid rate, and view changes to insurance company rating programs.

Understanding Your Insurance Rates

Understand how your auto insurance rate is calculated and how you can possibly lower your rate, access discounts and more.

Insurance Companies

Explore our list of auto insurance companies offering coverage for private passenger, commercial, and recreational vehicles.

Good Driver Protection

To address affordability challenges, the Government of Alberta is implementing short-term reforms to assist Alberta drivers.

Direct Compensation for Property Damage

Learn how drivers in an accident will now work directly with their insurance company instead of the other party's insurer.

For Industry

Regulating auto insurance in Alberta.

Stay informed on changes and advancements in the auto insurance marketplace.

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Filing Guidelines

Follow our guides for establishing new rating programs and making revisions to existing programs.

Annual and Semi-Annual Reviews

Establishes industry benchmarks used to review insurance rates for vehicles.

Industry Benchmarks

Review the benchmarks set for insurance companies developing rate indications.

Grid Guidance

Resources for grid step calculation in Alberta.

Market and Trends Reports

Discover data and industry insights for Alberta private passenger and commercial vehicles.

Auto Insurance Regulation

Learn how AIRB reviews rating programs and responds to market challenges.

Latest News

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November 2, 2023

Who is eligible for the “Good Driver” rate protection?

The Government of Alberta announced short-term reforms to the auto insurance system. This includes “Good Driver” rate protection. You are eligible for “Good Driver” rate protection if you have: No at-fault claims in the last six years No Criminal Code traffic convictions in the last four years No Major traffic convictions in the last three […]

AIRB Consumer Awareness Campaign

Since you’re on the AIRB website, you obviously know a little about us. But did you know that 69% of surveyed Albertans had never heard of the AIRB? We want to make sure that Albertans know about the tools and resources we offer to help them navigate the auto insurance market, so we’ve launched an […]

What are you looking for?

Accessible, equitable and sustainable auto insurance for all Albertans.