AIRB Annual Reports and Semi-Annual Reviews

Annual Reviews

The AIRB conducts an annual review of auto insurance loss experience to establish industry benchmarks. They are then used to assess insurance companies' rate filings for PPV and commercial vehicles.

The annual review benchmarks are based on data up to December 31st of the prior year and are for filings submitted on or after October 1st of each year. The PPV industry benchmarks are used for the annual (January 1) adjustment to the Grid Rating Program.

Semi-Annual Reviews

The AIRB conducts a semi-annual review of auto insurance loss experience to establish industry benchmarks. They are then used to assess insurance companies’ rate filings for PPV. The semi-annual review benchmarks are based on data up to June 30th of the prior year and are for filings submitted on or after April 1st of each year.

The semi-annual review aims to ensure that the AIRB industry benchmarks reflect the most current industry experience.

2025

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Annual Review

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2024

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Annual Review

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Annual and Semi-Annual Reviews

Annual Reviews

Semi-Annual Reviews

2025

Annual Review

Semi-Annual Review

2024

Annual Review

Semi-Annual Review

Archive

2023 - Annual Review

2023 - Semi-Annual Review

2022 - Annual Review

2022 - Semi-Annual Review

2021 Annual Review

2021 Semi-Annual Review

2020 Annual Review

2020 Semi-Annual Review

2019 Annual Review

2019 Semi-Annual Review

2018 Annual Review

2018 Semi-Annual Review

2017 Annual Review

2017 Semi-Annual Review

2016 Annual Review

2016 Semi-Annual Review

2015 Annual Review

2015 Semi-Annual Review

2014 Annual Review