For Industry

Filing Guidelines

Follow our guidelines for establishing and revising rating programs, including explanations, instructions, and technical guidance when preparing filings.

Technical Guidance

pdf

Technical Guidance - Changes in Rates and Rating Programs

This technical guidance should be used by insurance companies when developing a filing that is to be submitted to the AIRB, including requirements previously issued under circulars or bulletins. The guidance applies to all classes of business unless otherwise indicated.

See related Bulletin 08-2023.

 

Filing Guidelines

pdf

Filing Guidelines for Change in Rates and Rating Programs

These guidelines provide the requirements for prior approval and file and use filings, as well as methodological approach to be used by insurance companies in preparation for their filing.

See related Bulletin 01-2024.

Website

Template for Additional Dislocation Reporting for PPV

Per Ministerial Order 38/2023. See Bulletin 08-2023.

pdf

Frequently Asked Questions (Ministerial Order)

Last Updated: January 30, 2024

pdf

Filings - Sample Information Request (IR) Questions

During a filing review, AIRB staff will ask questions about unclear or unanswered areas. This document contains sample questions that some insurance companies may encounter.

Website

Collection and Reporting System

The Collection and Reporting System (CARS) enhances the submission process used to make an auto insurance rate filing or pay a cost recovery invoice.  CARS collects the data that was previously provided in Appendix A.

To submit a rate filing log into CARS.

To learn how to use CARS, download the CARS User Guide.

See related Notice 04-2023, Notice 05-2022 and the CARS Contact Submission Form.

Fleet Confirmation

Website

Fleet Confirmation Form

The AIRB may exempt insurers who write only fleet or garage experience rated risks from the filing requirements. The insurer requesting an exemption must submit the Fleet Confirmation Form through CARS and reconfirm the nature of its underwriting activity annually.

See Notice 01-2024.

Submit Rating Profiles

Website

Rating Profiles Submissions

To submit a rating profiles log into CARS.

To learn how to use CARS, download the CARS User Guide.

See Notice 01-2023.