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Follow our guidelines for establishing and revising rating programs, including explanations, instructions, and technical guidance when preparing filings.
This technical guidance should be used by insurance companies when developing a filing that is to be submitted to the AIRB, including requirements previously issued under circulars or bulletins. The guidance applies to all classes of business unless otherwise indicated.
These guidelines provide the requirements for prior approval and file and use filings, as well as methodological approach to be used by insurance companies in preparation for their filing.
See related Bulletin 02-2025.
This template is only required for private passenger vehicle filings and should be uploaded to CARS under the Documents/Attachments tab.
Last Updated: January 20, 2025
Last Updated: November 22, 2024
During a filing review, AIRB staff will ask questions about unclear or unanswered areas. This document contains sample questions that some insurance companies may encounter.
The Collection and Reporting System (CARS) enhances the submission process used to make an auto insurance rate filing or pay a cost recovery invoice. CARS collects the data that was previously provided in Appendix A.
To submit a rate filing log into CARS.
To learn how to use CARS, download the CARS User Guide.
See related Notice 04-2024 and the CARS Contact Submission Form.
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The AIRB may exempt insurers who write only fleet or garage experience rated risks from the filing requirements. The insurer requesting an exemption must submit the Fleet Confirmation Form through CARS and reconfirm the nature of its underwriting activity annually.
See Notice 01-2024.
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To submit a rating profiles log into CARS.
To learn how to use CARS, download the CARS User Guide.
See Notice 01-2023.