For Industry

Filing Guidelines

Follow our guidelines for establishing and revising rating programs, including explanations, instructions, and technical guidance when preparing filings.

Technical Guidance

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Technical Guidance - Changes in Rates and Rating Programs

This technical guidance should be used by insurance companies when developing a filing that is to be submitted to the AIRB, including requirements previously issued under circulars or bulletins. The guidance applies to all classes of business unless otherwise indicated.

See related Bulletin 02-2023.

 

Filing Guidelines

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Filing Guidelines for Change in Rates and Rating Programs

These guidelines provide the requirements for prior approval and file and use filings, as well as methodological approach to be used by insurance companies in preparation for their filing.

See related Bulletin 03-2022, Bulletin 04-2022 and Bulletin 01-2023.

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Collection and Reporting System

The Collection and Reporting System (CARS) enhances the submission process used to make an auto insurance rate filing or pay a cost recovery invoice.  CARS collects the data that was previously provided in Appendix A.

To submit a rate filing log into CARS.

To learn how to use CARS, download the CARS User Guide.

See related Notice 05-2022 and the CARS Contact Submission Form.

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Appendix B1

Note: This form has an electronic signature. To use it, download and save the form and then open it with Acrobat Reader.

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Appendix B2

Note: This form has an electronic signature. To use it, download and save the form and then open it with Acrobat Reader.

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Appendix B3

Note: This form has an electronic signature. To use it, download and save the form and then open it with Acrobat Reader.

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Filings - Sample Information Request (IR) Questions

During a filing review, AIRB staff will ask questions about unclear or unanswered areas. This document contains sample questions that some insurance companies may encounter.

Fleet Confirmation

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Fleet Confirmation Form

The AIRB may exempt insurers who write only fleet, garage, or experience rated risks from the filing requirements. The insurer requesting an exemption must submit the Fleet Confirmation Form and reconfirm the nature of its underwriting activity bi-annually.

Submit Rating Profiles

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Rating Profiles Submissions

To submit a rating profiles log into CARS.

To learn how to use CARS, download the CARS User Guide.

See related Notice 01-2023.