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Follow our guidelines for establishing and revising rating programs, including explanations, instructions, and technical guidance when preparing filings.
This technical guidance should be used by insurance companies when developing a filing that is to be submitted to the AIRB, including requirements previously issued under circulars or bulletins. The guidance applies to all classes of business unless otherwise indicated.
See related Bulletin 02-2023.
These guidelines provide the requirements for prior approval and file and use filings, as well as methodological approach to be used by insurance companies in preparation for their filing.
See related Bulletin 03-2022, Bulletin 04-2022 and Bulletin 01-2023.
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The Collection and Reporting System (CARS) enhances the submission process used to make an auto insurance rate filing or pay a cost recovery invoice. CARS collects the data that was previously provided in Appendix A.
To submit a rate filing log into CARS.
To learn how to use CARS, download the CARS User Guide.
See related Notice 05-2022 and the CARS Contact Submission Form.
Note: This form has an electronic signature. To use it, download and save the form and then open it with Acrobat Reader.
Note: This form has an electronic signature. To use it, download and save the form and then open it with Acrobat Reader.
Note: This form has an electronic signature. To use it, download and save the form and then open it with Acrobat Reader.
During a filing review, AIRB staff will ask questions about unclear or unanswered areas. This document contains sample questions that some insurance companies may encounter.
The AIRB may exempt insurers who write only fleet, garage, or experience rated risks from the filing requirements. The insurer requesting an exemption must submit the Fleet Confirmation Form and reconfirm the nature of its underwriting activity bi-annually.
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To submit a rating profiles log into CARS.
To learn how to use CARS, download the CARS User Guide.
See related Notice 01-2023.