Bulletins

Stay informed when the AIRB requires immediate action or future compliance to be taken by the auto insurance industry, including filing guidelines, benchmark schedules, and revised rating profiles.

2024

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03-2024 Private Passenger Vehicle Benchmark

Date Issued: March 22, 2024

Date Effective: April 1, 2024

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02-2024 Grid Rating Program Premium Effective May 1, 2024

Date Issued: January 29, 2024

Date Effective: May 1, 2024

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01-2024 Updates to Filing Guidelines

Date Issued: January 26, 2024

Date Effective: February 1, 2024

2023

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10-2023 Permissible changes to rating programs under Ministerial Order 38/2023

Date Issued: November 17, 2023

Date Effective: January 1, 2024

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09-2023 Communication to Policyholders on “Good Driver” Protection

Date Issued: November 7, 2023

Effective Date: November 7, 2023

Frequently Asked Questions – Last updated November 15, 2023

 

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08-2023 Update to Filing Guidelines

Date Issued: November 2, 2023

Effective Date: January 1, 2024

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07-2023 Commercial Vehicle Benchmark Schedule

Date Issued: September 22, 2023

Effective Date: October 1, 2023

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06-2023 Private Passenger Vehicle Benchmark Schedule

Date Issued: September 22, 2023

Effective Date: October 1, 2023

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05-2023 Amendments to the filing guidelines for both private passenger and other than private passenger vehicles

Date issued: June 12, 2023

Effective Date: June 15, 2023

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04-2023 Filing Underwriting Rules Pertaining to Adverse Contractual Action Regulation

Date issued: April 11, 2023

Effective Date: April 11, 2023

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03-2023 Private Passenger Vehicle Benchmark Schedule April 1, 2023

Date issued: March 31, 2023

Effective: April 1, 2023

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02-2023 Update to Technical Guidance

Date issued: February 24, 2023

Effective: February 24, 2023

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01-2023 Update to Filing Guidelines

Date issued: January 26, 2023

Effective: January 26, 2023

Archive

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08-2022 Updates to Technical Guidance - Convictions

Date issued: November 28, 2022

Effective: November 25, 2022

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07-2022 Grid Rating Program

Date issued: September 30, 2022

Effective: January 1, 2023

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06-2022 Commercial Vehicle Benchmark Schedule October 1, 2022

Date issued: September 30, 2022

Effective: October 1, 2022

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05-2022 PPV Industry Benchmarks Schedule October 1, 2022

Date issued: September 30, 2022

Effective: October 1, 2022

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04-2022 Updates to Filing Guidelines and Technical Guidance

Date issued: September 23, 2022

Effective: September 23, 2022

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03-2022 Updates to Filing Guidelines

Date issued: June 29, 2022

Effective: July 1, 2022

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02-2022 Industry Private Passenger Vehicle (PPV) Benchmark Schedule

Date issued: March 25, 2022

Effective: April 1, 2022

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01-2022 Rating Profiles Revised

Date issued: January 10, 2022

Effective: April 1, 2022

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12-2021 Rating Profiles Revised

Date issued: December 1, 2021

Effective: January 10, 2022

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11-2021 File and Use Filing Guidelines

Date issued: September 24, 2021

Effective: October 1, 2021

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10-2021 Commercial Vehicle Benchmark Schedule

Date issued: September 24, 2021

Effective: October 1, 2021

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09-2021 Private Passenger Vehicle Benchmark Schedule

Date issued: September 24, 2021

Effective: October 1, 2021

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08-2021 Bulletin to All Private Passenger Vehicle Insurers 2021 Annual Review - Final Report

Date issued: September 24, 2021

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07-2021 Grid Rating Program Premium & Differential Changes

Date issued: July 5, 2021

Effective: January 1, 2022

See also: Alberta Grid Study: July 1, 2021

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06-2021 Updated Filing Guidelines

Date issued: May 4, 2021

Effective: May 1, 2021

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05-2021 Usage Based Insurance Program Guidance

Date issued: April 1, 2021

Effective: April 1, 2021

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04-2021 Industry Private Passenger Vehicle (PPV) Benchmark Schedule

Date issued: April 1, 2021

Effective: April 1, 2021

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03-2021 DCPD (Direct Compensation for Property Damage) Filing Guidelines

Date issued: April 1, 2021

Effective: April 1, 2021

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02-2021 Expansion of Rating Territories

Date issued: March 1, 2021

Effective: March 1, 2021

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01-2021 File and Use Filing Guidelines

Date issued: March 1, 2021

Effective: March 1, 2021

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09-2020 Approval of 2021 CLEAR Rate Group Tables

Date issued: December 3, 2020

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08-2020 Guidance on Reform Factors for Future Rate Filings

Date issued: November 24, 2020

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07-2020 Technical Guidance

Date issued: November 12, 2020

Note: To see the Technical Guidance document go to the Filing Guidelines page.

 

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06-2020 Grid Base Premiums Effective January 1, 2021

Date issued: September 25, 2020

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05-2020 Commercial Vehicle Industry Benchmark Schedule Effective October 1, 2020

Date issued: September 25, 2020

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04-2020 Private Passenger Vehicle Industry Benchmark Schedule Effective October 1, 2020

Date issued: September 25, 2020

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03-2020 Bulletin to All Private Passenger Vehicle Insurers 2020 Annual Review - Final Report

Date issued: September 25, 2020

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02-2020 Filing Guidelines - effective July 1, 2020

Date issued: June 29, 2020

Note: See the Filing Guidelines page for updates.

 

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01-2020 Industry Private Passenger Vehicle (PPV) Benchmark Schedule, effective April 1, 2020

Date issued: March 27, 2020

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11-2019 Industry Private Passenger Vehicle (PPV) Insurers - Approval of 2020 CLEAR Rate Group Tables

Date issued: November 17, 2019

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09-2019 Grid Premiums Effective January 1, 2020

Date issued: September 27, 2019

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08-2019 Industry Commercial Vehicle (COM) Benchmark Schedule, effective October 1, 2019

Date issued: September 27, 2019

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07-2019 Industry Private Passenger Vehicle (PPV) Benchmark Schedule, effective October 1, 2019

Date issued: September 27, 2019

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06-2019 2019 PPV Annual Review - Final Report

Date issued: September 27, 2019

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05-2019 Filing Guidelines - effective July 1, 2019

Date issued: June 27, 2019

Note: See the Filing Guidelines page for updates.

 

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03-2019 Industry Private Passenger Vehicle (PPV) Benchmark Schedule, effective April 1, 2019

Date issued: May 1, 2019

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02-2019 Bulletin to all Private Passenger Vehicle Insurers - Criteria for Ministerial Order 5/2019

Date issued: February 8, 2019

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01-2019 Industry Private Passenger Vehicle (PPV) Insurers - Approval of 2019 CLEAR Rate Group Tables

Date issued: January 8, 2019

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12-2018 Filing Guideline Exception for Ministerial Order No. 14/2018

Date issued: November 1, 2018

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10-2018 Grid Premiums Effective January 1, 2019

Date issued: October 31, 2018

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09-2018 Industry Commercial Vehicle (COM) Benchmark Schedule, effective October 1, 2018

Date issued: September 24, 2018

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08-2018 Industry Private Passenger Vehicle (PPV) Benchmark Schedule, effective October 1, 2018

Date issued: September 24, 2018

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07-2018 2018 PPV Annual Review - Final Report

Date issued: September 24, 2018

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06-2018 Filing Guidelines - Effective July 1, 2018

Date issued: June 29, 2018

 

Note: See the Filing Guidelines page for updates.

 

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03-2018 Industry Private Passenger Vehicle (PPV) Benchmark Schedule, effective April 1, 2018

Date issued: April 1, 2018

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02-2018 Filing Guidelines - Effective March 1, 2018

Date issued: March 1, 2018

Note: See the Filing Guidelines page for updates.

 

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01-2018 Industry Private Passenger Vehicle (PPV) Insurers - Approval of 2018 CLEAR Rate Group Tables - Effective February 7, 2018

Date issued: February 7, 2018

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08-2017 Industry Commercial Vehicle (COM) Benchmark Schedule, effective October 1, 2017

Date issued: September 29, 2017

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07-2017 Industry Private Passenger Vehicle (PPV) Benchmark Schedule, effective October 1, 2017

Date issued: September 29, 2017

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06-2017 2017 PPV Annual Review - Final Report

Date issued: September 29, 2017

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05-2017 Grid Premiums Effective January 1, 2018

Date issued: September 29, 2017

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03-2017 Industry Private Passenger Vehicle (PPV) Benchmark Schedule, effective April 1, 2017

Date issued: April 4, 2017

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02-2017 Filing Guidelines, Rating Profiles and UBI Anniversary Report - Updates effective March 1, 2017

Date issued: March 1, 2017

Note: See the Filing Guidelines page for updates.

 

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01-2017 Industry Private Passenger Vehicle (PPV) Insurers - Approval of 2017 CLEAR Rate Group Tables, effective February 1, 2017

Date issued: February 1, 2017

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08-2016 Industry Commercial Vehicle (COM) Benchmark Schedule, effective October 1, 2016

Date issued: September 26, 2016

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07-2016 Industry Private Passenger Vehicle (PPV) Benchmark Schedule, effective October 1, 2016

Date issued: September 26, 2016

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06-2016 2016 PPV Annual Review - Final Report

Date issued: September 26, 2016

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05-2016 Grid Premiums Effective January 1, 2017

Date issued: September 26, 2016

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04-2016 Industry Private Passenger Vehicle (PPV) Benchmark Schedule, effective April 1, 2016

Date issued: April 1, 2016

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01-2016 Industry Private Passenger Vehicle (PPV) Insurers - Approval of 2016 CLEAR Rate Group Tables, effective February 1, 2016

Date issued: February 1, 2016

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04-2014 Grid Premiums Effective January 1, 2015

Date issued: September 26, 2014

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03-2014 Industry Private Passenger Vehicle (PPV) Ratemaking Components Schedule, effective October 1, 2014

Date issued: September 26, 2014

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02-2014 Initial Filing Requirements for Commercial and Interurban Rating Programs

Date issued: July 31, 2014

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01-2014 Initial Filing Requirements for Private Passenger Rating Programs

Date issued: July 9, 2014

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03-2013 Private Passenger Automobile Insurers - Rating Profiles

Date issued: September 16, 2013

 

Note: See the Filing Guidelines page for updates.

 

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02-2013 Grid premiums effective November 1, 2013

Date issued: July 25, 2013

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01-2013 Industry-wide adjustment effective November 1, 2013

Date issued: July 25, 2013

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02-2012 Grid premiums effective November 1, 2012

Date issued: July 26, 2012

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01-2012 Industry-wide adjustment effective November 1, 2012

Date issued: July 26, 2012

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02-2011 Grid premiums effective November 1, 2011

Date issued: July 28, 2011

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01-2011 Industry-wide adjustment effective November 1, 2011

Date issued: July 28, 2011

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03-2010 Private Passenger Automobile Insurers - Rating Profiles

Date issued: October 15, 2010

Note: See the Filing Guidelines page for updates.

 

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02-2010 Grid premiums effective November 1, 2010

Date issued: July 29, 2010

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01-2010 Industry-wide adjustment effective November 1, 2010

Date issued: July 29, 2010

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02-2009 Grid premiums effective November 1, 2009

Date issued: July 29, 2009

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01-2009 Industry-wide adjustment effective November 1, 2009

Date issued: July 29, 2009

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02-2008 Grid premiums effective November 1, 2008

Date issued: July 31, 2008

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01-2008 Industry-wide adjustment effective November 1, 2008

Date issued: July 31, 2008

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02-2007 Grid premiums effective November 1, 2007

Date issued: July 26, 2007

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01-2007 Industry-wide adjustment effective November 1, 2007

Date issued: July 26, 2007

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02-2006 Grid premiums effective November 1, 2006

Date issued: August 3, 2006

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01-2006 Industry-wide adjustment effective November 1, 2006

Date issued: August 3, 2006

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05-2005 Rate Filing Application Forms

Date issued: September 28, 2005

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03-2005 Grid premiums effective November 1, 2005

Date issued: August 3, 2005

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02-2005 Industry-wide adjustment effective November 1, 2005

Date issued: August 3, 2005

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01-2004 Filing Requirements for Physical Damage

Date issued: December 21, 2004