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The AIRB conducts an annual review to establish industry benchmarks and assess insurance companies’ rate filings for private passenger vehicles (PPV).
The AIRB’s 2025 Annual Review process was to analyze industry loss experience for PPV to establish industry benchmarks to assess insurance companies’ PPV rate filings for basic and additional coverage, effective October 1, 2025.
The AIRB consulted with interested stakeholders as part of its Annual Review.
The Open Meeting was held through a webinar on August 14, 2025.
Appendix A: Oliver Wyman Annual Review Final Report
Appendix B: Industry Private Passenger Vehicle (PPV) Benchmark Schedule
(Bulletin 05-2025) – Effective October 1, 2025
Appendix C: Consumer Representative Report
Video – August 14, 2025
Oliver Wyman: Presentation Slides
Consumer Representative: Presentation Slides
The AIRB’s 2025 Annual Review process was to analyze industry loss experience for commercial vehicles and to establish industry benchmarks to assess insurance companies’ commercial vehicle rate filings for basic and additional coverage, effective October 1, 2025. The Board consulted with interested stakeholders as part of its Annual Review.
Oliver Wyman Annual Review Final Report – Commercial Vehicles
Industry Commercial Vehicle (COM) Benchmark Schedule
(Bulletin 06-2025) – Effective October 1, 2025
Notice 05-2025 – Annual Review Notice to Stakeholders – Commercial