For Industry

Grid Guidance

The grid rating program was developed to establish the maximum rate that insurance companies can charge for basic coverage third-party liability (bodily injury & property damage tort), accident benefits, and direct compensation property damage (DCPD). Insurance companies must compare a driver's rate under their current rating program to a driver's rate calculated by the grid and charge the lesser of the two rates.

The resources below are guides for insurance companies when calculating grid steps.

Click here to find more about the Grid Rate Calculator.