Who is eligible for the “Good Driver” rate protection?

The Government of Alberta announced short-term reforms to the auto insurance system. This includes “Good Driver” rate protection. You are eligible for “Good Driver” rate protection if you have: No at-fault claims in the last six years No Criminal Code traffic convictions in the last four years No Major traffic convictions in the last three […]

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Consumer Experience at Renewal

A survey was issued in June 2023 to the eleven largest insurance groups, by market share, offering automobile insurance in Alberta. The purpose of the survey was to focus a consumer lens to insurer communications to better understand the reason for increased frustration and misunderstanding at policy renewal time. All eleven insurers responded to the […]

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The Cost of Speeding

Speed is a factor in nearly 25% of all fatal collisions in Alberta. Click here to learn more.

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Construction Zone Safety

The fact is, 900 collisions, injuries, or fatalities, and millions of dollars in property damage occur every year in Alberta construction zones. Click here to learn how to keep everyone safe in a construction zone.

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Distracted Driving

When you drive distracted, you’re putting yourself and others at significant risk of collision, injury, or death. Every incident of distracted driving is entirely preventable. Learn ways to avoid driving distracted here.

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AIRB Announces Dates and Releases Preliminary Report for 2023 Annual Review

(June 24, 2022) The Automobile Insurance Rate Board (AIRB) is starting the 2023 Annual Review process for private passenger and commercial vehicles. This review analyzes industry loss experience as of December 31, 2022 for private passenger and commercial vehicles to establish industry benchmarks. These benchmarks are used to review insurance companies’ rate filings for basic […]

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2022 Environmental, Social and Governance (ESG) Report

Establishing and reporting on ESG metrics is a priority for governments, the insurance industry, and Alberta drivers. The AIRB has considered ESG impacts for industry and has started to develop metrics to measure these important factors as we deliver on our vision, mission and mandate to serve Alberta drivers and the Government of Alberta. Given […]

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Fact check: Is the AIRB complying with the government’s auto insurance rate pause?

Today Alberta’s Official Opposition stated that the Automobile Insurance Rate Board (AIRB) approved rate changes for two companies “on March 1, 2023”. This is incorrect. The rate filings were approved months prior to the government’s announced rate pause on January 26, 2023. The AIRB is in full compliance with the Ministerial Order. The AIRB publishes […]

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Do auto insurance premiums ever go down?

Like all businesses, an insurance company must cover its costs to stay viable. The difference with an insurance company is they do not know how much the final product will cost when they set the price. Insurance companies use a formula based on several identified risks to determine the price of your auto insurance policy. […]

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2023 Semi-Annual Review Consultations Started

(January 27, 2023) The Automobile Insurance Rate Board (AIRB) has starred consultation on its 2023 Semi-Annual Review for private passenger vehicles (PPV). This review analyzes industry loss experience as of June 2022 for PPV to establish Industry Benchmarks used when reviewing insurance companies’ rate filings for basic and additional coverage effective April 1, 2023. As […]

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