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For Drivers

Navigating Auto Insurance in Alberta

From purchasing auto insurance to selecting the right coverage, the AIRB provides the information you need to make informed decisions.

Role of the AIRB

Our commitment to Alberta drivers

Whether you are shopping for auto insurance or renewing your coverage, the AIRB’s role is to ensure auto insurance is accessible, equitable and sustainable for all Albertans.

For Drivers

Your resource for understanding auto insurance

Know the risks and market conditions impacting your insurance rates and the steps you can take to lower them.

Purchasing Insurance

Learn about the different types of auto insurance and ways of purchasing coverage.
Shop the Insurance Market

Shop the market, compare rates, calculate your grid rate, and view approved rate changes.
Understanding Your Insurance Rates

Understand how your auto insurance rate is calculated and how you can lower your rate.
Insurance Companies

Explore our list of auto insurance companies offering coverage for Alberta drivers.
Good Driver Protection

To address affordability challenges, the Government of Alberta is implementing short-term reforms to assist Alberta drivers.
Direct Compensation for Property Damage

Learn how drivers in an accident work directly with their insurance company instead of the other party's insurer.

Resources

Additional information about insuring your vehicle in Alberta.

Who to Contact with Concerns

Learn who to contact with concerns or questions about your auto insurance.

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Frequently Asked Questions

See some common questions asked about Alberta auto insurance.

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Transportation Network Companies

Find out about the auto insurance needed for transportation network company drivers (Uber, Lyft drivers).

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What to Do After a Vehicle Collision

A step-by-step guide on what to do if you are involved in an accident with your vehicle.

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Auto Insurance Regulation

Learn how the AIRB reviews rating programs and responds to market challenges.

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More Resources

Find additional information about auto insurance in Alberta and stay informed about the AIRB's activities, results, and performance.

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Latest News

November 2, 2023

Who is eligible for the “Good Driver” rate protection?

The Government of Alberta announced short-term reforms to the auto insurance system. This includes “Good Driver” rate protection. You are eligible for “Good Driver” rate protection if you have: No at-fault claims in the last six years No Criminal Code traffic convictions in the last four years No Major traffic convictions in the last three […]

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Recent News

June 10, 2024

Why did Alberta auto insurance premiums increase by 5.24% in 2023 during a rate pause?

According to recently released data from the General Insurance Statistical Agency (GISA), Albertans paid an average of $1,669 in 2023 for auto insurance, compared to $1,586 in 2022 – a 5.24% increase. The Automobile Insurance Rate Board (AIRB) was in full compliance with the Ministerial Order that directed the AIRB to pause rate approvals until […]

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Recent News

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