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The AIRB is leading the Actuarial Advisory Committee for pricing of Care-First Auto Insurance system. We are sharing information with all insurers as it is made available in order to ensure everyone has an opportunity to understand the process, and obtain most current information, and provide feedback.
The Government of Alberta has prepared and shared this draft regulation for informational purposes only. This draft regulation is not law, and the content of this draft regulation is subject to change. The Government of Alberta makes no representations or warranties about, and shall not be liable for, the accuracy or completeness of the information in this draft regulation.
Benefit, treatment, and care regulation
Exclusions and tort bar exceptions regulation
As we work to model the pricing for Care-First, a key reference will be the Manitoba Public Insurance (MPI) 2026 General Rate Application, it can be accessed here.
This Committee has received the table on Accident Benefit Comparison, which focuses on the differences between Alberta’s Care-First system and the MPI system. These tables compare benefit levels under the current Alberta tort system, MPI’s system, and the proposed Care-First system. The differences will highlight areas where we need to make adjustments to the data and assumptions for the model, in addition to differences related to demographics, economics, frequency, severity, etc.
This Committee has received the table on Bodily Injury Comparison, which focuses on the differences between Alberta’s Care-First system and the ICBC system. These tables compare benefit levels under the current Alberta tort system, the ICBC system, and the proposed Care-First system. The differences will highlight areas where we need to make adjustments to the data and assumptions for the model.