Guide to Shopping for Auto Insurance in Alberta

As a driver, you have many choices when deciding the auto insurance coverage you want to purchase. The amount of coverage affects the cost of your premiums. The key to getting the most out of your insurance dollars is comparison shopping, comparing coverage prices from different insurance companies .   What type of coverage is […]

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Who is eligible for the “Good Driver” rate protection?

The Government of Alberta announced short-term reforms to the auto insurance system. This includes “Good Driver” rate protection. You are eligible for “Good Driver” rate protection if you have: No at-fault claims in the last six years No Criminal Code traffic convictions in the last four years No Major traffic convictions in the last three […]

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AIRB Announces Dates and Releases Preliminary Report for 2023 Annual Review

(June 24, 2022) The Automobile Insurance Rate Board (AIRB) is starting the 2023 Annual Review process for private passenger and commercial vehicles. This review analyzes industry loss experience as of December 31, 2022 for private passenger and commercial vehicles to establish industry benchmarks. These benchmarks are used to review insurance companies’ rate filings for basic […]

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Do auto insurance premiums ever go down?

Like all businesses, an insurance company must cover its costs to stay viable. The difference with an insurance company is they do not know how much the final product will cost when they set the price. Insurance companies use a formula based on several identified risks to determine the price of your auto insurance policy. […]

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Fact Check: Does Alberta have the highest auto insurance rates in Canada?

Recent media reports of an Ernst and Young report commissioned by ICBC claim that Albertans pay the highest auto insurance rates in Canada. No, Albertans do not pay the highest rates in Canada, according to data from the General Insurance Statistical Agency. The Alberta Auto Insurance Rate Board (AIRB) has identified a number of issues […]

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AIRB Christmas Closure

Happy holidays, and thank you for visiting the AIRB website. Our offices will be closed during the holidays from December 24 to January 2 and will be re-opening on January 3, 2023. We apologize for any inconvenience this may cause. If you need to get into contact with us you can email [email protected] and we […]

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Understanding Alberta’s Auto Insurance – A Guide for Alberta Drivers

Auto insurance should be easy to understand. Alberta drivers have told the AIRB they need insurance policy information in plain language. While we cannot change the policy wording we can offer information to assist drivers to understand their coverage. For more information on understanding Alberta’s auto insurance.

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Winter Driving Season Is Approaching, Be Prepared

As winter driving season will soon be here, we want to remind Alberta drivers to be prepared by planning ahead: If you must drive, check road conditions beforehand by downloading the 511 Alberta app or visiting the website For some tips on how to prepare you and your vehicle for winter driving see Tips to […]

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AIRB Launches New Website

(September 6, 2022) Because more Albertans are accessing the internet using mobile devices, the Automobile Insurance Rate Board (AIRB) is adjusting to this reality by launching this new website. The AIRB wants all Albertans to have easy access to information about auto insurance in the most convenient way possible. Our redesigned website ensures this. Because […]

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AIRB Announces Date and Releases Preliminary Report for 2022 Annual Review

(June 24, 2022) The Automobile Insurance Rate Board (AIRB) is starting the 2022 Annual Review process for private passenger and commercial vehicles. This review analyzes industry loss experience as of December 31, 2021 for private passenger and commercial vehicles to establish industry benchmarks. These benchmarks are used to review insurance companies’ rate filings for basic […]

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