Fact Check: Does Alberta have the highest auto insurance rates in Canada?

Recent media reports of an Ernst and Young report commissioned by ICBC claim that Albertans pay the highest auto insurance rates in Canada. No, Albertans do not pay the highest rates in Canada, according to data from the General Insurance Statistical Agency. The Alberta Auto Insurance Rate Board (AIRB) has identified a number of issues […]

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AIRB Launches the Rating Profile Module in CARS

(January 4, 2023) The Automobile Insurance Rate Board (AIRB) launched the the Rating Profile Submissions Module in the Collection and Reporting System (CARS), increasing insurer accountability and enabling the direct entry of premiums for each rating profile, as required based on filing type. The security of the filing process is enhanced with CARS replacing email […]

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Understanding Alberta’s Auto Insurance – A Guide for Alberta Drivers

Auto insurance should be easy to understand. Alberta drivers have told the AIRB they need insurance policy information in plain language. While we cannot change the policy wording we can offer information to assist drivers to understand their coverage. For more information on understanding Alberta’s auto insurance.

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Winter Driving Season Is Approaching, Be Prepared

As winter driving season will soon be here, we want to remind Alberta drivers to be prepared by planning ahead: If you must drive, check road conditions beforehand by downloading the 511 Alberta app or visiting the website For some tips on how to prepare you and your vehicle for winter driving see Tips to […]

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2023 AIRB Board Meeting Schedule

(August 17, 2022) Today the Automobile Insurance Rate Board (AIRB) released the Board of Directors‘ 2023 meeting schedule. The AIRB Board of Directors brings a broad range of expertise and experience to help guide operations. Board members were recruited from across the province and selected through a public, open competition. The AIRB Board of Directors […]

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AIRB Launches the Collection and Reporting System

(July 11, 2022) The Automobile Insurance Rate Board (AIRB) launched the new web-based Collection and Reporting System (CARS), intending to improve efficiency, transparency, accountability, and security by having all aspects of filings on one platform for auto insurance companies. CARS will enhance efficiency because: AIRB staff and insurance companies will not duplicate efforts when submitting […]

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Two New Members of AIRB Board of Directors Appointed

(June 30, 2022) The AIRB is pleased to announce the following appointments to the Board of Directors: Christopher Bruce – Mr. Bruce holds a Master’s degree in Business Administration – Financial Services from Dalhousie University. He is a Fellow of the Institute of Canadian Bankers and has an ICD.D designation from the Institute of Corporate […]

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AIRB Updates Filing Guidelines

(June 29, 2022) The Automobile Insurance Rate Board (AIRB) advises all automobile insurance companies operating in Alberta of amendments to the filing guidelines for private passenger and other than private passenger vehicles. We have rescinded the Full and Simplified Filing Guidelines and the File and Use Filing Guidelines, effective October 1, 2021, and replaced them […]

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AIRB Releases 2022-25 Business Plan

(May 4, 2022) Today the Automobile Insurance Rate Board (AIRB) released their 2022-25 Business Plan. This business plan was prepared for three years, starting on April 1, 2022, building on our updated vision, mission and values. All of the AIRB’s policy decisions as of March 31, 2022, with material economic or fiscal implications, have been […]

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AIRB Completes 2022 Semi-Annual Review

(March 25, 2022) The Automobile Insurance Rate Board (AIRB) has completed the 2022 Semi-Annual Review and approved the 2022 Semi-Annual Review private passenger vehicle (PPV) Industry Benchmarks Schedule. The AIRB uses Industry Benchmarks as the basis of the review of PPV filings submitted on or after April 1, 2022. All PPV filings received on or […]

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